Capital One Venture X Card

What the Capital One Venture X Offers

The Capital One Venture X combines travel rewards with benefits designed for frequent travelers. Review the reward rates, annual fee and travel credits to decide whether the card fits your spending and travel habits.

• Travel rewards: Earn 2X miles on all other purchases, plus higher rates on eligible travel bookings through Capital One Travel.
• Annual travel credit: Eligible primary cardholders receive a $300 annual credit for purchases through Capital One Travel, subject to the program terms.
• Anniversary miles: Earn 10,000 bonus miles each year, starting on the first account anniversary, subject to the applicable terms.
• No foreign transaction fees: The Venture X does not charge foreign transaction fees on purchases made outside the United States.

Costs and Terms to Consider

The Venture X has a premium rewards structure, so review its costs and conditions before applying. Rewards, credits and other benefits are subject to the current card terms and eligibility requirements.

• Annual fee: The Venture X charges a $395 annual fee. Consider whether the travel benefits and rewards justify the cost for your needs.
• Variable APR: The published purchase APR is 19.49%–28.49% variable on the current official offer; verify the pricing disclosures shown when applying.
• Credit eligibility: The Venture X is listed for applicants with excellent credit; checking eligibility does not guarantee approval.

How to Check Venture X Eligibility

Capital One offers an online eligibility process that uses a soft credit inquiry, which does not affect credit scores. If you accept an offer, the process triggers a hard credit inquiry, which may affect your score. Checking eligibility does not guarantee approval.

1. Visit the Capital One Venture X page to review current rewards, benefits and pricing.
2. Review the Venture X terms, including the annual fee, reward rates, credits and eligibility requirements.
3. Check your eligibility using Capital One’s pre-approval tool, which uses a soft inquiry.
4. Review the offer carefully, including the variable APR, annual fee, rewards and account terms.
5. Decide whether to accept the offer after considering whether the benefits justify the annual fee.
6. Complete any additional verification requested by Capital One to finish opening the account.

Review the Venture X Benefits and Costs

The Capital One Venture X suits travelers who use miles and travel benefits regularly. Its value depends on your spending and travel habits.

Before applying, compare the $395 annual fee, variable APR, rewards and travel credits. Earn 2X on other purchases, 5X on eligible flights and vacation rentals, and 10X on hotels and rental cars booked through Capital One Travel. Terms apply.