Discover It
Discover it® Card: 5% rotating categories, 1% on all else, first-year cashback match, no annual fee, and strong security.
By: Caxias On
Discover it® Card offers 5% cashback on rotating quarterly categories like gas, groceries, and Amazon, up to \$1,500 per quarter when activated.
Discover it® Card offers 1% unlimited cash back on all purchases, including non-bonus categories. Earn rewards everywhere with no limits.
Discover it® Card doubles your cashback after the first year with no limits or sign-up required. For example, turn $300 into $600. Boost rewards using 5% categories.
Discover it Cash Back Card has no annual fee so you keep all your cashback rewards. A smart way to earn with no yearly cost.
Discover It Card Overview
The Discover It Card is one of the best cashback credit cards on the market, offering robust rewards with no annual fee. Cardholders earn 5% cashback in rotating categories each quarter, which may include popular spending areas like groceries, gas stations, restaurants, and online shopping. These categories change every three months, allowing users to plan their spending to maximize rewards. Additionally, the card earns 1% cashback on all other purchases, making it a versatile choice for everyday transactions.
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What credit score is required to apply for the Discover It Card?
Typically, a good credit score (around 670 or higher) is required for approval, though some applicants with fair credit may also be considered.
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Does Discover charge foreign transaction fees?
No, the Discover It Card does not charge foreign transaction fees, making it a great choice for international travel.
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How does Cashback Match work?
Discover automatically matches all the cashback you’ve earned in your first year. There’s no cap on how much cashback can be matched.
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Are there rotating categories for cashback?
Yes, the Discover It Card offers 5% cashback in rotating categories each quarter, up to a maximum of $1,500 in purchases per quarter.
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Is there an annual fee for the Discover It Card?
No, the Discover It Card has no annual fee, making it a cost-effective option for earning cashback rewards.
How to Apply for the Discover It Card
Applying for the Discover It Card is a simple, quick process that can be done entirely online. Discover offers a pre-qualification tool that allows you to see if you’re eligible for the card without affecting your credit score. Once your application is submitted, Discover typically responds within minutes with an approval decision. If approved, you’ll receive your card in the mail within 5-7 business days.