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Discover It

Discover it® Card: 5% rotating categories, 1% on all else, first-year cashback match, no annual fee, and strong security.

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Discover It Card Overview

The Discover It Card is one of the best cashback credit cards on the market, offering robust rewards with no annual fee. Cardholders earn 5% cashback in rotating categories each quarter, which may include popular spending areas like groceries, gas stations, restaurants, and online shopping. These categories change every three months, allowing users to plan their spending to maximize rewards. Additionally, the card earns 1% cashback on all other purchases, making it a versatile choice for everyday transactions.

What credit score is required to apply for the Discover It Card?

Typically, a good credit score (around 670 or higher) is required for approval, though some applicants with fair credit may also be considered.

Does Discover charge foreign transaction fees?

No, the Discover It Card does not charge foreign transaction fees, making it a great choice for international travel.

How does Cashback Match work?

Discover automatically matches all the cashback you’ve earned in your first year. There’s no cap on how much cashback can be matched.

Are there rotating categories for cashback?

Yes, the Discover It Card offers 5% cashback in rotating categories each quarter, up to a maximum of $1,500 in purchases per quarter.

Is there an annual fee for the Discover It Card?

No, the Discover It Card has no annual fee, making it a cost-effective option for earning cashback rewards.

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