Blue Cash Preferred® Card: Everyday Cash Back
Explore the card’s cash back categories, fees and important conditions before deciding whether it fits your spending.
6% Cash Back at U.S. Supermarkets
Earn 6% cash back at U.S. supermarkets on up to $6,000 in eligible purchases per year. After that, purchases in this category earn 1%.
6% on Select Streaming
Eligible subscriptions from select U.S. streaming providers earn 6% cash back, adding rewards to recurring entertainment expenses.
3% on Transit and Gas
Earn 3% cash back on transit, including eligible rideshare, parking and tolls, plus 3% at U.S. gas stations.
Cash Back as Reward Dollars
Cash back is received as Reward Dollars. Rewards can be redeemed as a statement credit on the account.
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How the Blue Cash Preferred® Card Works
The Blue Cash Preferred® Card focuses on cash back for everyday expenses. It earns 6% at U.S. supermarkets on up to $6,000 per year, then 1%, as well as 6% on eligible select U.S. streaming subscriptions.
Card Members can also earn 3% cash back on eligible transit purchases and at U.S. gas stations. Other eligible purchases generally earn 1%, while accumulated cash back is received as Reward Dollars.
Costs should also be considered when evaluating the card. The source page lists a $0 introductory annual fee for the first year, then $95, along with a 2.7% foreign transaction fee.
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The variable APR depends on the applicable offer and creditworthiness. Review the current Rates and Fees before applying.
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The source page lists a $0 introductory annual fee for the first year, followed by a $95 annual fee.
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Eligible U.S. supermarket purchases earn 6% cash back on up to $6,000 per year. After that, the category earns 1%.
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Yes, where American Express is accepted. The card currently has a 2.7% foreign transaction fee after conversion to U.S. dollars.
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Cash back is received as Reward Dollars, which can be redeemed as a statement credit on the account.
What to Review Before Applying
Consider whether the card’s main categories match your regular expenses. Its higher cash back rates focus on U.S. supermarkets, select U.S. streaming subscriptions, transit and U.S. gas stations.
The potential rewards should also be compared with the annual fee after the introductory year and the foreign transaction fee. These costs can affect the card’s value depending on how it is used.
American Express may provide additional protections and benefits subject to specific terms. Before applying, review the current APR, fees, reward rules and eligibility conditions, since applicable offers can change.