Chase Sapphire Preferred Credit Card
Flexible Travel Rewards with Lasting Value
Accelerated Points on Travel and Dining
Earn bonus points on travel and dining, plus select everyday purchases, helping your rewards add up faster without requiring luxury-level spending.
Flexible Ultimate Rewards Redemptions
Redeem points through Chase Ultimate Rewards, including booking travel in the Chase portal or transferring to eligible airline and hotel partners for more redemption flexibility.
Valuable Travel Protections Included
Benefit from travel protections such as trip cancellation, interruption, and delay coverage, adding peace of mind and practical value when plans change.
Strong Value with a Moderate Annual Fee
Enjoy a benefits package that often competes with higher-fee travel cards, delivering long-term value for travellers while keeping the annual fee more manageable.
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Why the Chase Sapphire Preferred Credit Card remains a favourite
The Chase Sapphire Preferred Credit Card has earned its reputation as one of the most well-rounded travel credit cards available. At its core is the Chase Ultimate Rewards programme, which allows cardholders to earn points on everyday purchases while offering bonus earnings in travel and dining categories.
This structure makes it easy to accumulate points without changing spending habits. One of the card’s strongest features is flexibility. Points can be redeemed directly through the Chase travel portal, often at enhanced value, or transferred to a wide range of airline and hotel partners.
This gives cardholders the freedom to tailor rewards to their travel style, whether that means booking flights, hotel stays, or using points strategically for higher-value redemptions. Beyond rewards, the card includes meaningful travel protections that can save money and reduce stress when plans change.
Coverage for trip cancellations, delays, and baggage issues adds practical value that goes beyond points alone. Combined with a reasonable annual fee and strong digital tools from Chase, the Sapphire Preferred continues to stand out as a reliable, long-term travel rewards card.
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It offers Chase Ultimate Rewards points on eligible purchases, with higher earning rates on travel and dining.
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Points can be redeemed through the Chase travel portal, transferred to airline and hotel partners, or used for other eligible options.
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Yes, it includes travel protections such as trip cancellation, interruption, and delay coverage.
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For frequent travellers and diners, the rewards flexibility and protections often outweigh the annual fee.
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It is best suited for people who want flexible travel rewards, solid protections, and long-term value without a premium-level annual fee.
How to apply for the Chase Sapphire Preferred Credit Card
Applying for the Chase Sapphire Preferred Credit Card starts with reviewing your credit profile and understanding the card's requirements. Applicants should provide accurate personal and financial information during the application process.
Chase reviews the information submitted as part of its application process and may assess factors such as credit history, income, and existing obligations before making a decision.
Once approved, the card can be managed through Chase's digital banking tools, allowing cardholders to monitor purchases, rewards, and account activity.
With responsible use, the Chase Sapphire Preferred Credit Card can serve as a long-term option for travellers seeking flexibility, rewards, and practical travel protections.